Property Description

So much potential at 949 Philadelphia! This spacious 2,600 sq. ft. home is ready for someone with vision to bring it back to life and turn it into a true masterpiece. The third floor is ready to be finished--perfect for a future primary suite, office, or additional living space. The block has seen major transformation over the last few years with a mix of new builds and beautifully renovated older homes, and the home next door is currently being renovated as well. Located within walking distance to Mainstrasse, the dog park, restaurants, bars, and just minutes from downtown Cincinnati, this one is packed with opportunity.

949 Philadelphia Street | MLS# 642272

This single family home located at 949 Philadelphia Street, Covington, KY 41011 is currently listed for sale with an asking price of $199,900. This property has 4 bedrooms and 2 full baths with 2632 sq. ft. Philadelphia Street is located within the Covington Indep school district. Search Covington real estate on 375hillsideroad.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Basement: Yes

Basement: Unfinished

Cooling: None

Days on Market: 3

Heating: Natural Gas, Forced Air

Home Style: Traditional

Lot Size: 0.06 Acres

Roof Type: Membrane

Stories: 3.0

Feature Descriptions

Appliances: Electric Range, Refrigerator

Exterior: Vinyl Siding

Foundation: Stone

Lot Dimensions: 25x100

Parcel Number: 040-44-12-011.00

Parking: On Street

Patio/Porch: Patio

Property Condition: Existing Structure

Rooms Total: 7

Sewer: Public Sewer

Structure Type: House

Sub Type: Single Family Residence

Water: Public

Window: Vinyl Frames

Room Sizes

Primary Bedroom: 15 X 15 Level - First

Bedroom 2: 15 X 15 Level - Second

Bedroom 3: 15 X 15 Level - Second

Bedroom 4: 15 X 15 Level - Second

Living Room: 15 X 15 Level - First

Dining Room: 15 X 15 Level - First

Kitchen: 15 X 15 Level - First

Local Schools

High School: Holmes Senior High

Middle School: Holmes Middle School

Elementary School: Glenn O. Swing Elementary

School District: Covington Indep

Market Trends

Kenton County Residential Market Trend Graphs

Zip Code 41011

Source: Delta Media Group, Inc.

Demographics

Kenton County Demographic Information for 949 Philadelphia Street, Covington, KY 41011

Fips

Fips Code 21117

Population

2020 to 2025 Change up 4.0%

2010 Count 159,720

2020 Count 169,064

2025 Estimate (V2025) 175,779

2020 Estimate (V2025) 169,042

Age Distribution (Years Old)

0 to 4 5.6%

5 to 17 22.6%

18 to 64 55.0%

65 and Older 16.8%

Gender

Male 49.8%

Female 50.2%

Place of Birth

Foreign 4.1%

US 95.9%

Education

High School Graduate, Age 25+ 92.9%

Bachelor's Degree or Higher, Age 25+ 37.4%

Computer and Internet use

Households with a computer 95.8%

Households with a broadband Internet subscription 92.0%

Language

English is Second Language, Age 5+ 5.5%

English is First Language, Age 5+ 94.5%

Veterans

Veterans 7,465

Income

Per Capita Income $43,733

Median Household Income $80,548

People in Poverty 9.8%

Commute

Average Work Commute Time 23 minutes

Housing

Total Housing Units 73,256

Households 67,367

Average Household Size 2.52

Owner-Occupied 70.7%

Multi-Family 26.0%

Owner-Occupied Median Value $244,400

Median selected monthly owner costs -with a mortgage $1,584

Median selected monthly owner costs -without a mortgage $580

Median gross rent $1,069

Building Permits

New Private Housing Issued 2024 699

Years at Residence

1 Year or More 88.7%

Less Than 1 Year 11.3%

Business and Employment

Private non-farm Establishments 3,297

Private non-farm Employment 68,018

Private non-farm Employment Growth up 0.5%

Nonemployer Establishments 11,254

Number of Firms 2,816

Business Production

Value of Shipments $2,537,540,000

Wholesale Trade $1,316,991,000

Retail Trade $1,601,623,000

Retail Sales Per Capita $8,235

Accommodation and Food Services $405,567,000

Land

Land Area 160.25 sq. miles

Population Per Square Mile 997

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 1,074.37 per month $1,016.07 Principal & Interest $0.00 Property Tax (data not provided by mls) $58.30 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/09/2026. The listing information on this page last changed on 05/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 05/09/2026 12:00:36 AM EST) or Dayton MLS (last updated Fri 05/08/2026 11:46:43 PM EST) or CBRMLS (last updated Fri 05/08/2026 11:54:52 PM EST) or Multiple Listing Service of Greater Cincinnati (last updated Fri 05/08/2026 11:53:32 PM EST) or NKY MLS (last updated Fri 05/08/2026 11:28:25 PM EST) or Wrist MLS (last updated Fri 05/08/2026 11:24:18 PM EST) or Firelands MLS (last updated Fri 05/08/2026 11:11:23 PM EST) or MLS NOW (last updated Fri 05/08/2026 11:57:34 PM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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949 Philadelphia StreetCovington, KY 41011